Collective Benefits


Collective Benefits timeline insurtech gateway portfolio

Collective Benefits are building a safety net for freelancers and the self-employed.

They provide their members with access to an exclusive range of protections, benefits, and perks normally reserved for big company employees.

They have researched and negotiated the best possible deals, using their collective buying power to guarantee the lowest possible prices.



Anthony Beilin – Previously: Global Head of Innovation at Aviva and Founder & COO at unBound Innovations

Benjamin Hay – Previously: Director of Strategy & Operations at Virgin Unite and Barrister at Temple Garden Chambers


Collective founders

The market opportunity for Collective Benefits is significant and growing. Currently there are 5m freelancers in the UK, 11m in EU and 62m in USA. Every report and statistic predicts continued and significant growth, with many suggesting that by 2030 freelancers will make up the majority of the workforce in all three regions.

Initially operating in the UK with plans for international expansion, Collective Benefits will partner with forward thinking and responsible freelance platforms and communities who want to protect, reward and support their members, as well as offering membership directly to consumers.

“We felt the Insurtech Gateway was the perfect partner to help us build and test new forms of protection insurance products aimed at meeting the needs of freelancers. They gave us the ability to plug into the insurance sector seamlessly and effectively. Their general advice, as well as their ability to help us get regulated and underwritten in a significantly reduced time period, made us feel there was no better place to launch Collective Benefits.”

Anthony Beilin, CEO at Collective Benefits

“The rise of the freelance economy has become synonymous with the erosion of worker protections, underinsurance and a growing protection gap. The insurance industry faces a huge challenge to keep up. Simply, new ways of working require new ways of thinking about worker protection.

Like us, Collective believe that combining new technologies with innovative product design has the power to fundamentally change insurance for the better. A team of ex-freelancers themselves, with deep expertise across a range of fields inside and outside of insurance, we’re backing Collective to empower the freelance economy by providing workers with the protections they deserve.”

Charlie Evans, Head of Dealflow at Insurtech Gateway

We understand that your idea might not be fully formed yet, that you might still be in a full time job or be genuinely stuck with lots of stakeholders breathing down your neck.

For a confidential, exploratory chat with one of our local incubator teams, book a video chat.