TL;DR
- Klaimy, a Paris-based AI-powered SaaS platform for health & life insurance, raises €1.2m in Pre-Seed funding.
- Insurtech Gateway led the round, recognising Klaimy’s breakthrough AI technology in medical knowledge.
- Klaimy is an expert AI copilot to support underwriters and claims handlers – not just automation.
- The funding will accelerate product development and scale partnerships with leading insurers in Europe.
The full story
Klaimy, a leading AI-powered SaaS platform transforming medical data processing for insurers, has raised €1.2m in Pre-Seed funding. Founded in late 2023, Klaimy helps insurers process complex medical documents in underwriting and claims with unprecedented accuracy – acting not as a generic automation tool, but as a true AI copilot trained in medical knowledge.
The funding round was led by Insurtech Gateway, with participation from U-Investors, Tenity, and strategic angel investors with deep insurance experience.
“Klaimy’s founding team has an exceptional combination of AI expertise and insurance knowledge, which is exactly what’s needed to tackle the inefficiencies in the underwriting and claims processes. We were impressed by their vision and ability to apply cutting-edge technology to real-world insurance challenges. Their platform is not only simplifying workflows but also significantly improving accuracy and decision-making. With this talented team at the helm, Klaimy is well-positioned to drive necessary change in the sector, and we’re thrilled to back them as their innovation brings greater efficiency to the market and an improved experience for policyholders.”
Richard Chattock, CEO of Insurtech Gateway.
Challenging medical data
In health & life insurance, underwriters and claims handlers are buried in an avalanche of unstructured, messy, and complex medical documents – PDFs, scans, reports, hospital bills, patient histories. These documents hold the truth about medical risk, but they’re not built for decision-making.
And yet, every day, someone has to make a decision: Should we underwrite this policy? Is this claim eligible? Is this diagnosis declared?
These decisions are often delayed, inconsistent, and expensive – because they rely on human interpretation of non-standard, clinical data. Traditional tools can’t handle this.
That’s where Klaimy comes in.
AI that understands health & life insurance
Klaimy’s proprietary AI models are specifically trained on medical semantics and the logic of insurance workflows. The platform transforms every incoming document – regardless of format – into structured, digestible insights that:
- Identify medical risk factors in real time.
- Flag inconsistencies and missing elements.
- Summarise medical history with a 360° chronological view.
- Support both underwriting and claims decisions.
- Improve auditability and compliance.
With Klaimy, insurers are turning days of manual file review into just seconds of automated, explainable output – unlocking faster, more accurate, and more scalable operations.
Automation to AI copilot roadmap
Klaimy’s product roadmap goes beyond document extraction. It’s focused on building the next-generation AI copilot that supports expert decision-making:
- Short term: Enhanced medical understanding and diagnostic modeling.
- Mid term: Risk prediction, fraud detection, and prevention analytics.
- Long term: Digital twin modeling and real-time risk scoring integrated into insurer workflows.
The winning team behind Klaimy
- Amira Nakouri (CEO) – Former strategy consultant with 7+ years leading digital insurance transformation.
- Yazid Hadni (CPO) – Expert in AI-driven insurance workflows; built underwriting automation at La Mutuelle Générale.
- Juan Barragan (CTO) – 15 years in machine learning and software engineering; second-time AI startup founder.
Unique selling points:
- AI models trained on 17,000+ medical datapoints, not generic text.
- Accuracy rates above 98% for medical condition extraction.
- Seamless integration into existing insurance workflows.
- Designed to tackle fraud, missing data, and clinical inconsistencies.
“We’re solving a core pain point that every health & life insurer faces: how to make fast, accurate decisions on complex medical files. Our mission is to turn medical data chaos into clarity – with AI that doesn’t just automate, but truly assists. We’re here to empower insurance teams with the right tools to deliver better decisions, faster.”
Amira Nakouri, CEO at Klaimy.
What’s next
Klaimy will use this Pre-Seed round to scale its engineering and data science teams, expand its product capabilities, and accelerate commercial rollout across Europe.
They are preparing to enter the UK market in 2025.
Get in touch
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